Will The Insurance Company Compensate You For PTSD After An Auto Accident?

3 March 2017
 Categories: Law, Blog


The effects of an auto accident are not just limited to physical injuries and car damage. Some people suffer from post-traumatic stress disorder, or PTSD. In some instances, the trauma is debilitating and impacts their ability to function. If you believe you are suffering from PTSD from an auto accident, here is what you need to know.  

Is It Post-Traumatic Syndrome Disorder?

Although it might sound far-fetched, it is possible to experience PTSD following an accident. A formal diagnosis is necessary, but there are some signs that can point to the condition. For instance, continuously reliving the accident could be a sign of distress. Other symptoms that you could experience include:  

  • Avoiding situations that remind you of the accident 

  • Increased alertness as you look out for danger 

  • Trouble with controlling emotions 

  • Self-destructive behavior 

  • Forgetting the details of the accident 

If you suffer from any of these symptoms, it is important that you seek professional help. Not only is seeking help important to your mental health, but it can be crucial in helping to recover compensation for your emotional trauma.  

Can You Sue for PTSD?

In personal injury law, you have the right to file a claim or sue for damages that are directly related to the accident that you experienced. In this instance, your emotional trauma that resulted in the development of PTSD is compensable.  

To prove you are entitled to receive compensation, you will need to show that you do have the disorder and that it has impacted your life. Seeking professional treatment for PTSD is the first step to doing this.  

During the course of your treatment, it is important that you follow the recommendations of your therapist. If you fail to do so, the insurance company could claim that you have not done your part to mitigate the damages from the accident. For instance, if the therapist prescribes medication, you need to take it.  

In addition to this, you will have to agree to provide the insurance company with your medical records. Do not sign a medical records release without first reviewing it with your personal injury lawyer though. Your lawyer will need to ensure the release only allows for the records that are related to the accident and not any previous records.  

PTSD can take time and treatment to overcome. You are entitled to receive compensation for the trauma it has caused in your life. Your personal injury lawyer can help determine what other steps you need to take to get compensation for your mental and emotional trauma. Contact a law firm like Loughlin Fitzgerald P C for additional information.